Shortchanged: Uncovering and Analyzing Intimate Partner Financial Abuse in Consumer Complaints

要旨

Digital financial services can introduce new digital-safety risks for users, particularly survivors of intimate partner financial abuse (IPFA). To offer improved support for such users, a comprehensive understanding of their support needs and the barriers they face to redress by financial institutions is essential. Drawing from a dataset of 2.7 million customer complaints, we implement a bespoke workflow that utilizes language-modeling techniques and expert human review to identify complaints describing IPFA. Our mixed-method analysis provides insight into the most common digital financial products involved in these attacks, and the barriers consumers report encountering when doing so. Our contributions are twofold; we offer the first human-labeled dataset for this overlooked harm and provide practical implications for technical practice, research, and design for better supporting and protecting survivors of IPFA.

著者
Arkaprabha Bhattacharya
JPMorgan Chase, New York, New York, United States
Kevin Lee
JPMorgan Chase, New York, New York, United States
Vineeth Ravi
JPMorgan Chase, New York, New York, United States
Jessica Staddon
JPMorgan Chase, Palo Alto, California, United States
Rosanna Bellini
Cornell Tech, New York City, New York, United States
論文URL

https://doi.org/10.1145/3613904.3642033

動画

会議: CHI 2024

The ACM CHI Conference on Human Factors in Computing Systems (https://chi2024.acm.org/)

セッション: Finance and Money

314
5 件の発表
2024-05-14 18:00:00
2024-05-14 19:20:00