Like Adding a Small Weight to a Scale About to Tip: Personalizing Micro-Financial Incentives for Digital Wellbeing

要旨

Personalized behavior change interventions can be effective as they dynamically adapt to an individual’s context. Financial incentives, a commonly used intervention in commercial applications and policy-making, offer a mechanism for creating personalized micro-interventions that are both quantifiable and amenable to systematic evaluation. However, the effectiveness of such personalized micro-financial incentives in real-world settings remains largely unexplored. In this study, we propose a personalization strategy that dynamically adjusts the amount of micro-financial incentives to promote smartphone use regulation and explore its efficacy and user experience through a four-week, in-the-wild user study. The results demonstrate that the proposed method is highly cost-effective without compromising intervention effectiveness. Based on these findings, we discuss the role of micro-financial incentives in enhancing awareness, design considerations for personalized micro-financial incentive systems, and their potential benefits and limitations concerning motivation change.

著者
Sueun Jang
KAIST, Daejeon, Korea, Republic of
Youngseok Seo
Korea Advanced Institute of Science and Technology(KAIST), Daejeon, Korea, Republic of
Woohyeok Choi
Kangwon National University, Chuncheon-si, Korea, Republic of
Uichin Lee
KAIST, Daejeon, Korea, Republic of
DOI

10.1145/3706598.3714208

論文URL

https://dl.acm.org/doi/10.1145/3706598.3714208

動画

会議: CHI 2025

The ACM CHI Conference on Human Factors in Computing Systems (https://chi2025.acm.org/)

セッション: Well-being and Tracking

Annex Hall F205
7 件の発表
2025-04-29 20:10:00
2025-04-29 21:40:00
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