In the Balance: Insights from Collaborative Financial Technologies

要旨

Financial technologies have reshaped how many individuals manage daily financial activities, introducing new ways to interact with traditional financial products. Given the swift adoption of these technologies, shared language and conceptual frameworks are needed to better represent emerging methods of financial collaboration, hopefully leading to informed design and research. We provide the first in-depth analysis of 31 consumer-facing financial applications that provide support for budgeting, payments, and long-term planning to identify how sharing is mechanized at the system level. Our analysis offers sharing dimensions and patterns that depict the diversity of how existing applications support, or actively hinder, participation in financial sharing. Reflecting on our analysis, we highlight the need for more granular information for consumers and advocates to promote healthy financial sharing practices.

著者
Yeuk Yu Lee
Chime Financial, Inc., San Francisco, California, United States
Rosanna Bellini
Cornell Tech, New York City, New York, United States
DOI

10.1145/3706598.3713119

論文URL

https://dl.acm.org/doi/10.1145/3706598.3713119

動画

会議: CHI 2025

The ACM CHI Conference on Human Factors in Computing Systems (https://chi2025.acm.org/)

セッション: Social Media and Society

G304
6 件の発表
2025-04-28 20:10:00
2025-04-28 21:40:00
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